Holiday Loan
Season is Here!

November 5th – 24th

All Credit Approved! Get holiday spending cash in your pocket!


  • Quick & Easy
  • Select Your Loan Amount $500 - $1,500
  • 12-Month Term
  • 13.5% Standard Rate*
  • Limit 1 Loan Per Member
  • Must be LLCU Member for Minimum of 1 Year to Qualify
  • Must have Direct Deposit in an LLCU Account
  • Must Set Up Automatic Loan Payment from Direct Deposit

Start the Application Process online now and start holiday shopping on Monday, November 5th!

(Loan amounts disbursed upon Member signature)


Review the Account Agreement

View Agreement


Start Your Application

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“Each year, I cannot wait for LLCU to offer their awesome Holiday Loan! It is truly a life-saver in our household to get through the shopping season and not be paycheck to paycheck. We are so happy that you all offer these loans, makes the hectic, stressful holiday season a little easier. Thank you!”

~Denise (Decatur, IL)

Need more information?

Email or call one of our helpful lending experts now.

Talk to S

Call us now at 844.222.7788

*Credit reports will be run for verification and status update purposes. Members must be in good standing with the credit union and have no delinquent or charged-off accounts. Must be an LLCU Member for a minimum of 1 year. Approval is not based on creditworthiness or credit score. Rates subject to change. Only 1 Holiday Loan per member. Must be 18 years or older to qualify. Land of Lincoln Credit Union is federally insured by NCUA and is an Equal Housing Lender. Loan APR of 16.6% based on a standard rate of 13.5% for a $1,525 loan (including $25 processing fee) for a 12 month term. Resulting monthly payment would be $136.62.

Your savings federaly insured to at least $250,000 and backed by the full faith and credit of the United States Government: NCUA, Equal Housing Lender, ESI